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The Payment Card Industry Data Security Standard (PCI DSS) stands as a critical information security mandate set forth by major card brands. Applicable to all entities handling credit card data, it encompasses 12 fundamental requirements organized into six categories. Compliance with PCI guidelines is compulsory for all businesses accepting credit and debit cards.

Cost Plus/Interchange Plus pricing involves covering interchange and assessment fees plus a simple markup for the payment processor's services. Interchange fees, set by card brand networks like Visa and Mastercard, represent the base cost of accepting electronic payments, while assessment fees are a small, fixed percentage paid to the card brands on every transaction. This pricing model offers significant savings and transparent communication, as you're aware of both our cost and margin.

Interchange fees fluctuate depending on factors like card type, rewards offered, industry, business type, and transaction method, resulting in hundreds of interchange categories ranging from 0.80% to 2.69%.

For specific Visa and Mastercard fees, visit their websites.

Ackroo can conduct a cost comparison against your current provider to demonstrate potential savings! Contact us to learn more.

The setup fee is necessary to cover the dedicated time and effort required to tailor your solution to fit the unique needs of your business. This fee ensures that our team can meticulously configure and customize the solution according to your specific requirements, ensuring seamless integration and optimal performance. From initial consultations to configuration and testing, each step in the setup process demands careful attention to detail and expertise. By investing in the setup fee, you're not just acquiring a product or service; you're securing a tailored solution that is precisely aligned with your business objectives and workflow.